Is optimism all we need

No one becomes wealthy by being a pessimist. I am a born optimist. I like adventures, exploring boundaries and taking calculated risks. Recent events, however, made me less optimistic about the future of the world. Patriotism, separatist, whatever-phobia, extremists. All kinds of phenomenons are emerging. No matter how badly the educated, the wealthy or so-called liberals want to change the current situation, the world is … Continue reading Is optimism all we need

Half of the World is Missing – the Terrible Gender Inequality Issue We Don’t Want to Face

The longer I work in the finance field, the more I understand how wide the gender gap is. Tonight I went to another fintech event. During today’s event, a venture capital fund introduced 2 emerging market fintech entrepreneurs to the audience. I was quite happy there were some women at the event. Because in most of this type of events, there are very few women … Continue reading Half of the World is Missing – the Terrible Gender Inequality Issue We Don’t Want to Face

The Changing Tide

“Ms, what do you mean by APR? Why would it change,” one of my students asked. I was a financial literacy teacher at night in Houston. I taught women, mostly women who lived in shelters, how to budget, how to choose between different credit cards, how to set up bank accounts, and how to create investment plans. The women in my classes were not unintelligent … Continue reading The Changing Tide

Everyone needs to start investing ASAP!

The number of articles written on income inequality has skyrocketed lately. It is widely admitted that the millennials generation is poorer than their parents and grandparents on a relative basis. Given that far fewer women invest in men, women are hugely disadvantaged when it comes to generating life time returns. Why? And how does that affect why your decision to invest? Below is the return … Continue reading Everyone needs to start investing ASAP!